1. Eligibility

You must be 18 years or older to use CO-JOURNAL. By using the app, you represent that you meet this requirement.

2. Use of the App

• CO-JOURNAL provides AI-powered journaling, mood tracking, and therapy-related insights. It is not a substitute for professional mental health services.
• You agree not to misuse the app, including but not limited to violating laws, attempting to access unauthorized areas, or interfering with its functionality.
• We reserve the right to suspend or terminate your access at our discretion if you violate these Terms.

3. Subscriptions & Payments

• CO-JOURNAL may offer paid subscriptions and features in the future.
• All payments are final. No refunds will be issued unless required by law.
• We may modify pricing and features at any time, with notice given through the app.

4. User Data & Privacy

• You retain ownership of your journal entries. You can delete your data anytime through the app.
• Your entries are processed using third-party AI services (e.g., OpenAI) to generate responses and insights. By using the app, you agree to this processing.
• We store journal entries to generate insights and summaries, but we do not sell your data to third parties. See our Privacy Policy for details.

5. Disclaimers & Limitation of Liability

• CO-JOURNAL is provided "as is" without warranties of any kind. We do not guarantee the accuracy of AI-generated insights.
• We are not responsible for any decisions you make based on the app's content.
• To the fullest extent permitted by law, we disclaim liability for indirect, incidental, or consequential damages.

6. Dispute Resolution & Governing Law

• Mandatory Arbitration: Any disputes shall be resolved through binding arbitration in Delaware, USA, and not in court (except for small claims).
• You waive any right to participate in class actions against us.
• These Terms are governed by the laws of the State of Delaware, USA.

7. Changes to These Terms

We may update these Terms. Continued use of the app after changes means you accept the revised Terms.

8. Contact Information

For questions about these Terms, contact us at: support@co-journal.ai